GA underwriting intelligence

Behavior from federal sources.One verified risk profile.

GA hull and liability pricing still depends heavily on declarations and PDFs—while ADS-B, registry, airmen, weather, and airports already describe real exposure. AeroIntel joins those public records into one queryable, cited view from an N-number or certificate number.

Response< 30 seconds
Look upN-number or cert #
DeliverySourced citations

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Resolution layer · preview

Inputs: 5+ feeds
Target: <30s
Output: One answer

01 · The problem

Underwriting and claims still run ahead of the evidence chain

Applications arrive as narratives: logbook excerpts, self-reported hours, scanned certificates. Teams may spot-check a certificate—but almost no GA workflow systematically reconciles what was declared against years of observable flight, registry, and environmental context that already exist in public federal data.

Pricing on the wrong facts

Bind decisions still lean on what applicants declare. Observable flight history and registry facts rarely inform the same workflow—so misaligned risk can slip through at preferred rates.

Models trained on weak inputs

Actuarial views built from self-reported hours and categories miss where misrepresentation and claims overlap. The tail gets mispriced because the inputs were never verified at scale.

Claims work that does not scale

After a loss, teams reconstruct timelines from ADS-B, weather, NOTAMs, and certificate status across separate systems—slow to assemble and hard to cite in one place.

02 · Why it persists

The bottleneck is integration—not disclosure

N-numbers, ICAO hex codes, pilot certificate numbers, and airport identifiers were never designed to join cleanly across agencies. There is no official crosswalk. Stitching sources together is ongoing engineering work—so underwriters became the glue, or the comparison never happens at bind time.

That is why pricing often reflects paper more than behavior—and why claims teams reopen the same portals after a loss. The underlying records are public; a repeatable way to turn them into one defensible answer is not.

AeroIntel exists to own that resolution layer: ingest authoritative feeds, maintain the canonical mapping between identifiers, and return answers your team can cite—not a folder of screenshots.

→Registry · owner, airframe, N-number
→Airmen · ratings, certificates, currency signals
→ADS-B · tracks, exposure, utilization patterns
→Weather & airports · context for where and when
→NTSB & related · loss and environment overlays

03 · The product

One layer: ingest, resolve, answer with citations

AeroIntel is not another FAA portal. It is the resolution and query layer on top of authoritative feeds—built so underwriting and claims questions get a traceable answer instead of a manual scavenger hunt.

1
Ingest continuously
Schedule refreshes from FAA and related public sources so you are not pricing on stale extracts.
2
Resolve identities
Maintain the graph that links aircraft, people, places, and time across incompatible identifiers.
3
Answer with citations
Return views for bind, renewal, and claims with sources attached—ready for file, review, or escalation.

04 · Use cases

Where GA carriers and MGAs apply it first

The same resolution layer supports bind-time screening, renewal review, and post-loss reconstruction—jobs that are infrequent per account but expensive when wrong.

Pilot risk profiling

Compare declared hours, currency, and exposure to ADS-B history, airmen records, and registry—in one cited answer.

Aircraft utilization & exposure

Reconcile stated annual hours and operating environment with where and how often the hull actually flew.

Accident & environment context

Layer NTSB and weather with routes and airspace so judgment reflects terrain, not only frequency tables.

Certificate & medical alignment

Confirm the named pilot is legally current for the operation at bind and renewal—not only on the application.

Airport & operating context

Score home base and frequent destinations beyond airport class: runway, terrain, and historical conditions.

Claims investigation support

One timeline—tracks, wx, NOTAMs, certificate status—formatted for the file and downstream review.

05 · Next step

See the profile before you bind

Talk with us about bind-time and renewal workflows for GA hull and liability—or try the demo to explore the interface.

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